Many Ways to save Your money

Saving is easy for some people; hard work for others. In general, the more people earn, the more they can save. However, most people can afford to save some money without too great a sacrifice. The problem with establishing a savings plan is that you have to show some discipline! If you saving for a car and have set a strict budget; and then you hear that your favourite band is touring at a cost of $80 per ticket, you shouldn't give in to temptation. You should continue saving your money for your car.

• Begin by saving a dollar a day
• Save money in the bank, or even in a money box
• Have a Budget
• Set up a savings account
• Do not use credit cars, instead use cash and debit cards
• Don't impulse buy
• Stick to the items you planned to buy
• Don't accumulate debt and borrow money
• Set saving goals

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Responsible financial management means making the best use of our limited amount of money. This involves making sensible choices. For example, saving a part of your income is a responsible thing to do. However, those people who try to save all their income are no more sensible than those who spend all theirs. Ultimately, responsible financial management means using money so as to obtain the greatest possible amount of satisfaction in return.